Most people not insured for earthquakes and floods

Table of Contents

You may think your insurance policy covers your home, apartment or business for earthquakes and floods. The Northwest Insurance Council thinks you should take a closer look, because many people are not insured for such national disasters.

The Olympian reports the insurance council is urging Washington residents to consider both earthquake and flood insurance. The council says earthquake and tsunami damage is not covered under most standard homeowners, renters and business owners insurance policies.

Earthquake insurance is available as a separate policy or as an endorsement to current coverage. Flood insurance policies are provided through the federal government's National Flood Insurance Program.

- http://www.seattlepi.com/local/6420ap_wa_quake_insurance.html

Tags :
comments powered by Disqus

Related Posts

Seattle Faults

Puget Sound Faults If you’ve not seen it, there is a good map of local faults, with a brief write-up at www.pnsn.org/INFO_GENERAL/puget_faults.html

Read More

Asking Untrained Volunteers to Pitch In?

While there have been numerous historical problems (victim & rescuer safety, communication and conflicted goals) with asking untrained volunteers to help out during disasters, they were invaluable in the recent Oso slide rescue effort. It is pretty clear that they are very useful in a number of situations with some supervision or initial vetting.

Read More

NZ earthquake illustrates risks for U.S. west coast

The recent 6.3 magnitude earthquake in Christchurch, New Zealand, killed many more people and caused far more damage than the September 2010 7.1 magnitude earthquake which struck the same area; the reason: even though this earthquake was weaker than last year's event, it was much shallower; was situated directly under Christchurch; hit during the lunch hour when more people were exposed to damage; and shook sediments that were prone to "liquefaction," which can magnify the damage done by the ground shaking; scientists say the same description nicely fits many major cities and towns in Washington, Oregon, California, and British Columbia.

Read More